The Original Bootcamp Graduation Night @ Mark's place

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After a month of training at the Original Bootcamp (OBC), it is customary for all participants to gather and celebrate their 1 month of improvement... a sort of graduation and the November graduation was celebrated at the Mark's Place, Kelana Jaya.

Every participants benefitted from various improvement in fitness and physique and the most notable gained was in weight lost and stamina. For result, see OBC Timing.

The graduation night was celebrated with a buffet dinner which we missed having to attend a wedding reception in KL.

The dinner that we missed........ (from left: Farhanah.....)

 

Danny.........

 

(From Right: Putri Janna, Daing Daniel, his GF, Jannah's BF)

The Original Bootcamp comprised of 5 great teams from Kuala Lumpur and Petaling Jaya; namely KL Alpha, KL Bravo, PJ Alpha, PJ Bravo and PJ Charlie. I met another blogger Suanie from PJ Alpha (see: Suanie) whom has been blogging for already 10 years since 1999. I also met Maya from PJ Bravo whom struggled and could not even complete the benchmark timing when she first joined the Bootcamp but today, she was able to improve with a timing of 15 minutes... Well done Maya.

Members of KL Alpha(Sitting from left: Peggy Hoegh, Shobha Bala, Farrah Vivien Racguet
Standing From Left: Ana Aziz kasim, Rose Emini, Shammy Ooi, Nyna Mohsein, Farhanah Bamadhaj, Putri Janna, Dont Remember Name,
Third Row: Suriana Saiful, Dont remember name)

Those from KL Alpha that attended the Graduation Night was Dr Malek Aziz, Farhanah Bhamadhaj, Suriana Saiful, Tricia Especkerman, Farrah Vivien Raquet, Chun Chia Kai, Kenny Smith, Ana Aziz Kasim, Danny, Puteri Janna, Daing Daniel, Arvind Patmarajah, Peggy Hoegh, Suloshini Jahanath, Nawal Aini Zulkifli, Rose Emini Pahamin, Nyna Mohsein, Shammy Ooi, Shobha Bala, Lilian Lim... and......

KL Deltas Doc Malek Aziz and Chun Chia Kai

KL Alpha Chief Kiasu.....Doctor Malek Aziz

From PJ team mates, I met Soo Pey, Anushia Siva Subramaniam, Maya, Shamil Tan and a dozen others that I was struggling with failure to remember their names... that I happily blamed it on birth defect (see: defect).

 Team mates from PJ

Soo Pey from PJ Charlie

Selva Kumar the franchise holder attended the graduation night for the first time since the Malaysian Original Bootcamp Malaysia was established more than 6 months ago and probably was surprised of what he had created... a bunch of Kiasu.

Most of the trainers except for Simran Latiff were all present. Trainers that close rank and mingle with the participants were Dharmendra Mahalingam, Faizal, Jason Moriarty and  Elin. Simran apologized that he had to give the grad night a rain check; Dharma said, he injured his eye reading my blog (lol with tongue sticking out).

I am with the KL Alpha. KL Alpha or the most Kiasu and fanatically crazy team at OBC, adopted the tagline 100% Attendance, Commitment and Effort (ACE) which depicted their Kiasu-ness. The most Kiasu people agreed upon a PACT for a punishment if they failed to get 100% ACE... specifically 100% attendance! The punishment varies according to their level of Kiasu which the Kiasu Council shall convene and decide!!! and the first punishment was enforced tonight with Super Delta Kenny Smith.

Kenny, who failed to attend the 6th Bootcamp session on Friday had to dress in full Scotland traditonal costume the Scottish Kilt during the graduation night tonight as well as to train in the costume on Monday..... and a good sport Kenny was, he appeared like this.......

Kenny Smith in Scottish Kilt

I pulled Kenny's leg when I realized he did not pulled my leg and really came in full Scottish traditional uniform.

Arvind who failed to observed the 100% attendance pact too was made to wear a red skirt, high heels, red lipstick... but will only be showcased on 26 December 2009.

Kenny was very formal in the Scottish traditional clothing but after a few dozen glasses of whisky, the mystery of what is beneath those kilt was unveiled.... the ladies were screaming (dont know in excitement or horror) and was accompanied by a few men diving under the table.

Kenny's super wife, Michelle Smith was in Australia and a gentle note to Michelle, "Dont worry, we took good care of Kenny..." We had our eyes closed...

 

 

After a good laugh, chat and dancing, we left home to get ready for Aaraf's 7th Birthday party bash early tomorrow.

The Scottish Kilt series will continue on Monday when Kenny will be training at the Bootcamp using the OBC T'shirt and the Skirt!!!!

Until then, have a good weekend and Stay Tune for Monday..................


Read Also: Kiasu 8, Kiasu 7, Kiasu 6, Kiasu 5, Kiasu 4, Kiasu 3 (timing),  Kiasu 2, Kiasu 1,  Bootcamp 13, Bootcamp 12, Bootcamp 11, Bootcamp 10, Bootcamp 9, Bootcamp 8, Bootcamp 7, Bootcamp 6, Bootcamp 5, Bootcamp 4, Bootcamp3, Bootcamp2, Bootcamp 1..

Well Done Mr & MRS Francis Ong Wee Mun

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I was invited and attended Mr & Mrs Francis Ong eldest son's wedding at the Concorde Hotel Kuala Lumpur last night. Francis's son, Eric Ong Koon Kit is married to Carolyn Choy Sin Yan, the daughter of Mr & Mrs Choy Meen Sui.

Eric & Carolyn marriage was registered at the Registry of Civil Marriages, Thean Hou Temple, Kuala Lumpur and the wedding dinner was held on 121209; 12 December 2009, Lobby Floor, Concorde Ballroom, Concorde Hotel Kuala Lumpur.

We arrived at the dinner reception at 7:00pm SHARP having read the invitation that stated the time at 7:00pm SHARP and was seated together with Abu Lais Walli Mohamed, Anita Ahmad, SB Siaw, Tuan Haji Razak Aziz, Justin, Fathul Rahman. We also met the rebranded Tuan Haji Mohd Shukor Ibrahim, Proton Edar CEO whom had recently returned from pilgrimage and Abdul Sidik Hamid whom quite typical, left his other half Shahirah at home and came alone.

The dinner that was attended by at least 500 guests commenced at 8:30pm with a 10 course chinese dinner. We had to leave at the 4th meal course to attend another function and slowly sneaked out while the parent, bride and the groom went from table to table to Yaaamseeeng....

Congratulation Francis on the new addition to the family. May the marriage be blessed with eternal happiness and bear a futsal team of children.

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The Academic Background of Malaysian Cabinet Ministers

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Malaysia has 30 Cabinet Ministers including the YAB Prime Minister as well as the YAB Deputy Prime Minister (excluding the Deputy Ministers & Political Secretaries). The Honorable Minister's educational background was not easily accessible and available on the internet and even on wikipedia or google search and even on their personal blog.

From the 30 sworn-in cabinet Ministers, ten (10) Ministers are from various Economics background (from pure economics to industrial and islamic economics), two (2) Engineers (one in mechanical & the other in civil), eight (8) lawyers, one (1) FSIM, one (1) Nutritionist, three (3) unknown educational background, one (1) literature, two (2) business management, one (1) medicine, one (1) islamic study.

We have three (3) cabinet Ministers with a PhD qualification (excluding honorory Doctorate) although there are five (5) Ministers that actually uses the title 'Dr' in front of their names (I could not find the details of the  Doctorate graduation degree), one (1) Harvard University graduate and one 1st class honours degree graduates. I could not find the educational background of three (3) Cabinet Ministers although I had search and seek from all internet search engines. The internet search-engines are my primary source of research.

I am grateful, if anybody with information could update the details below. In short, Malaysia is driven by 'Economist' and Lawyers.

Please see below for further details.

(Disclaimer: the details are true from information available on the internet)

MEMBERS OF CABINET - MINISTERS
	Y.A.B. DATO' SRI MOHD. NAJIB BIN TUN HAJI ABDUL RAZAK PRIME MINISTER, MINISTER OF FINANCE EDUCATION BACKGROUND: Primary & Secondary: St John Institution Malvern College Public School, Worchestershire, England Tertiary Education: University of Nottingham, Bachelor in Industrial Economics (1974)
	Y.A.B. TAN SRI DATO' HAJI MUHYIDDIN BIN MOHD. YASSIN DEPUTY PRIME MINISTER, MINISTER OF EDUCATION EDUCATION BACKGROUND: Primary: Sekolah Kebangsaan Maharani, Muar, Johor & Sekolah Kebangsaan Ismail, Muar, Johor Secondary: Sekolah Tinggi, Muar, Johor Tertiary Education: University Malaya, Bachelor in Economics & Malay Study (1971)
	Y.B. DATO' SRI ONG TEE KEAT MINISTER OF TRANSPORT EDUCATION BACKGROUND: Primary: SRJK (C) Confucian Kuala Lumpur (1963-1968) Secondary:  SMJK Confucian (1969-1974) College: Methodist Boys Secondary School Kuala Lumpur (Form 6) (1975-1976) Tertiary Education: University Malaya, Bachelor Mechanical Engineering (1977-1981)
	Y.B. SENATOR TAN SRI DR. KOH TSU KOON MINISTER IN THE PRIME MINISTER'S DEPARTMENT EDUCATION BACKGROUND: Primary: Phor Tay Primary School Secondary: Chung Ling High School Tertiary Education: Princeton University USA, Bachelor in Physics (1970) University of Chicago, PHD in Economics and Sociology of Education (1977)
	Y.B. TAN SRI BERNARD GILUK DOMPOK MINISTER OF PLANTATION INDUSTRIES AND COMMODITIES EDUCATION BACKGROUND: Primary: SM St Micheal, Penampang Secondary: SM LaSalle, Tanjung Aru Tertiary Education: West Ham Technical Institute (now known as University of East London), Bachelor of Science in FSIM (1978)
	Y.B. DATO' SERI MOHAMED NAZRI BIN ABDUL AZIZ MINISTER IN THE PRIME MINISTER'S DEPARTMENT EDUCATION BACKGROUND: Secondary:  Malay College Kuala Kangsar (MCKK) Tertiary Education: Bachelor in Law (LLB), Barrister at Law, Lincoln's Inn, UK
	Y.B. DATO' SERI HISHAMMUDDIN BIN TUN HUSSEIN MINISTER OF HOME AFFAIRS EDUCATION BACKGROUND: Primary: St John's Institution Secondary:  St John Institution; Malay College Kuala Kangsar, Alice Smith College: Cheltenham College, public school UK Tertiary Education: University of Wales, Aberystwyth, Malaya, Bachelor of Law (LLB) (1974); London School of Economics, Masters of Law (LLM) in Commercial & Corporate Law (1988)
	Y.B. DATO' SERI UTAMA DR. RAIS YATIM MINISTER OF INFORMATION, COMMUNICATION AND CULTURE EDUCATION BACKGROUND: Tertiary Education: National University of Singapore, Bachelor of Law King's College, London,  PHD (1994)
	Y.B. TAN SRI NOR MOHAMED BIN YAKCOP MINISTER IN THE PRIME MINISTER'S DEPARTMENT EDUCATION BACKGROUND: Secondary: St Xavier Institution, Penang Tertiary Education: Not Available
	Y.B. DATUK PETER CHIN FAH KUI MINISTER OF ENERGY, GREEN TECHNOLOGY AND WATER EDUCATION BACKGROUND: Tertiary Education: Gray's Inn, London, Barrister at law (1971)
	Y.B. DATO' SERI HJ. MOHD SHAFIE BIN HAJI APDAL MINISTER OF RURAL AND REGIONAL DEVELOPMENT EDUCATION BACKGROUND: Tertiary Education: North Staffordshire Polytechnic (now known as University of Staffordshire), Bachelor in Economics
	Y.B. DATO' SERI MOHAMED KHALED BIN NORDIN MINISTER OF HIGHER EDUCATION EDUCATION BACKGROUND: Secondary: Sekolah Tinggi Muar (Muar High School), Johor. College: English College, Johor Tertiary Education: University Malaya, Bachelor of Law (LLB) (1971)
	Y.B. DATO' MUSTAPA BIN MOHAMED MINISTER OF INTERNATIONAL TRADE AND INDUSTRY EDUCATION BACKGROUND: Tertiary Education: University  Melbourne, First Class Honours Bachelor in Economics University of Boston USA, Masters in Economic Development University of Melbourne, Honorary PHD Doctorate of Commerce (1997)
	Y.B. DATUK DR. MAXIMUS JOHNITY ONGKILI MINISTER OF SCIENCE, TECHNOLOGY AND INNOVATION EDUCATION BACKGROUND: Tertiary Education: La Trobe University, Australia, PHD in Agricultural Economics
	Y.B. DATUK DOUGLAS UGGAH EMBAS MINISTER OF NATURAL RESOURCES AND ENVIRONMENT EDUCATION BACKGROUND: Tertiary Education: Not available
	Y.B. DATO' SRI DR NG YEN YEN MINISTER OF TOURISM EDUCATION BACKGROUND: College: Vitoria Institution, Kuala Lumpur (Form 6) Tertiary Education: University Malaya, Bachelor in Medicine; Bachelor in Surgery (MBBS) (1972) John Hopkins University, USA Awarded: Diploma of Reproductive Medicine
	Y.B. DATO' HAJI NOH BIN OMAR MINISTER OF AGRICULTURE AND AGRO-BASED INDUSTRY EDUCATION BACKGROUND: Primary:SRK Sungai Burong (1965) Secondary:SMK Aminuddin Baki (1977) College: Temenggong Ibrahim, Teacher College Tertiary Education: Thames Valley University, Bachelor in Law
	Y.B. DATO' SERI DR. AHMAD ZAHID BIN HAMIDI MINISTER OF DEFENCE EDUCATION BACKGROUND: Secondary: SM Agama Izudin Shah, Ipoh (1970) Tertiary Education: University Malaya, Bachelor in Economics & Malay Study (1975)
	Y.B. DATO' SHAZIMAN BIN ABU MANSOR MINISTER OF WORKS EDUCATION BACKGROUND: Primary: Tunku Besar Tampin Primary School Tertiary Education: University of Indiana, Bachelor in Civil Engineering
	Y.B. DATO' SRI LIOW TIONG LAI MINISTER OF HEALTH EDUCATION BACKGROUND: Tertiary Education: University Kebangsaan Malaysia, Bachelor in Science (Nutrition) (1971), MBA, Masters in Business Administration
	Y.B. DATO' AHMAD SHABERY CHEEK MINISTER OF YOUTH AND SPORTS EDUCATION BACKGROUND: Primary: Secondary:  Tertiary Education: University Malaya Not available
	Y.B. DATUK DR. SUBRAMANIAM SATHASIVAM MINISTER OF HUMAN RESOURCES EDUCATION BACKGROUND: Tertiary Education: HARVARD University, MBA
	Y.B. DATO' SRI ISMAIL SABRI BIN YAAKOB MINISTER OF DOMESTIC TRADE, COOPERATIVE AND CONSUMERISME EDUCATION BACKGROUND: Primary:Sek Kebangsaan Bangau Secondary: Sek Menengah Air Putih (1973); Sek Men Teknik Kuantan, Pahang (1976), Jaya Akademik (Form 6) Tertiary Education: University Malaya, Bachelor of Law (1980)
	Y.B. DATO' SERI HAJI AHMAD HUSNI BIN MOHAMAD HANADZLAH MINISTER OF FINANCE (II) EDUCATION BACKGROUND: Primary: SRK St Micheal, Ipoh Secondary: Sekolah Datuk Abdul Razak, Seremban, Negeri Sembilan Tertiary Education: University Malaya, Bachelor in Economics (1976), International Islamic University, Islamic Economic Certificate, Institut Pengurusan Malaysia, Certificate in Accounts & Finance.
	Y.B. DATO' SERI KONG CHO HA MINISTER OF HOUSING AND LOCAL GOVERNMENT EDUCATION BACKGROUND: Tertiary Education: University Malaya Bachelor of Arts in Literature
	Y.B. SENATOR DATO' SRI SHAHRIZAT ABDUL JALIL MINISTER OF WOMEN, FAMILY AND COMMUNITY DEVELOPMENT EDUCATION BACKGROUND: Primary:Northam Road School, St George School, George Town Secondary: Tunku Kurshiah College, Seremban, Negeri Sembilan Tertiary Education: University Malaya, Bachelor in Law
	Y.B. DATUK ANIFAH BIN HJ. AMAN MINISTER OF FOREIGN AFFAIRS EDUCATION BACKGROUND: Secondary: Sabah College, Kota Kinabalu, Sabah Tertiary Education: University of Buckingham, UK, Bachelor in Philosophy, Economics and law (1971)
	Y.B. SENATOR DATO' RAJA NONG CHIK BIN DATO' RAJA ZAINAL ABIDIN MINISTER OF FEDERAL TERRITORIES EDUCATION BACKGROUND: Primary: Methodist Boys' School Secondary: Victoria Institution College: Royal Military College Tertiary Education: University of Wales, Bachelor in Economics Members of the Chartered Institute of Management Accountant, Malaysia Institute of Accountants and Malaysian Institute of Chartered Secretaries and Administrators
	Y.B. SENATOR MEJAR JENERAL DATO' JAMIL KHIR BIN BAHAROM (B) MINISTER IN THE PRIME MINISTER'S DEPARTMENT EDUCATION BACKGROUND: College: Latihan Orientasi Ketenteraan Pegawai Muda (1987) Tertiary Education: University Malaya, Bachelor Syariah (1986), School of Islamic and Social Sciences, Virginia, USA, Masters of Art in Islamic Studies (Islamic Economic Management) (2000)
	Y.B. SENATOR DATUK SERI IDRIS JALA MINISTER IN THE PRIME MINISTER'S OFFICE EDUCATION BACKGROUND: Tertiary Education: University Sains Malaysia, Penang Bachelor in Management (1982), University of Warwick, MBA (1986)

Get CONNECTED to the Hon Minister above via their FACEBOOK or their personal BLOG at HERE.

For the education background of Malaysia political parties Youth EXCO members, see below:

a) UMNO Youth EXCO educational background
b) Pas Youth EXCO educational background 


Stay Tune for the educational background of our Deputy Ministers. 


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DKS 6 - the Scottish Kilt

DKS6= December Kiasu Session 6.
(Note: Still 100% ACE- Attendance!! Commitment!! Effort!!... 6 more sessions to go!!!)


I jumped out of bed and quickly rushed out to check my car tyres having had a bad dream of my car tyres being sabotaged, punctured and I had to missed the Sixth Bootcamp session this morning. It felt so real. It was late yesterday's afternoon that I read on facebook 'Osama alias Shobha' was down with bad fever and it was yesterday evening at 8pm too that Superman Kenny Smith sms'd me to inform that he may be too drunk for the DKS 6 this morning.

Stubborn and extremist was Shobha's main attribute and acknowledging those character, her husband nicknamed her the Asian lady version of Osama which came to my knowledge on a slip of her own tongue. I immediately adopted and baptised her @ the Bootcamp with the title "Aunty Osama". Struggling and comforting herself from the sickness, she posted this on her wall:

"Shobha Bala has a sore throat (AGAIN!), is feeling feverish, fighting tis off with pire mental strength, a little TLC, and some meds. :( Chief Commander Kiasu, this is NOT your cue to tell me to give it a miss, coz even if I'm in a stretcher, I'll be there..... I'll be there............ (ala Mariah Carey)!".

Then she posted another message that read:

"Shobha Bala is gonna need a miracle. As of now, I feel like fcuk. Even the Kiasu mentality is NOT working atm."

I did not see the message until late in the evening when I came back from work and Nawal told me about the message... and I was..........  short of dancing.. or was it jumping.... or was I screaming... in excitement or maybe all three simultaneously!!! ...........and quickly message the Kiasu Council to be prepared for a serious brainstorming session for Shobha's OUTFIT !!!!!!! I was bad to make fun of Osama being sick....... but the thought of her in an Outfit ala Osama was unbearably funny.

Things got better when Superman Kenny Smith sms me too, contemplating if he can make it to the DKS-6!!!!! Kenny was overdosed with barrels of beer the night before and continued drinking again from lunch until the time he sms'd me at 8pm.... and he was still drinking!!!Kenny said, he may be too drunk for the Bootcamp.....

Kenny is an inspiration to many Bootcampers. The damn fit Scottish was overweight with 104kg before joining the Bootcamp. He is now 80kg and the fittest Delta couple (with Superlady Michelle) at the Bootcamp. Once, he came to the Bootcamp training from a night out without any sleep, drunk and vomitted while training. If he missed the DKS 6....... the punishment must be more severe!!!

So we made another separate PACT in a attempt to motivate him and for some entertainment for us the Kiasu (smiling widely). The rule of the PACT was:

1) Kenny must be puncture at the Bootcamp even without any sleep & drunk
2) He must train with us no matter how drunk he is
3) he must not vomit or stop during the session

and if he was able to attend and ensure the above 3 are entirely observed without failure......... then "I MUST TRAIN ON MONDAY NEXT WEEK in Malay traditional costume the "BAJU MELAYU" (of course with the OBC uniform T' shirt on top) but if Kenny fail to attend the DKS-6 or fail to observe any of the above 3 items, then Kenny will be dressed in his Scottish traditional costume, the "SCOTTISH KILT" and train with it on Monday OBC session....

Scottish Kilt

After agreeing on that pact with Kenny, I sat back and thought to myself............. "Sh@#T, what have I done.... me and my bigmouth and yet again........" I may just end-up on Monday training in Baju Melayu... This Superman Kenny & Anty Osama are both one of a kind... extremist, super stubborn & fit!!!

In the car, we had a preliminary discussion on the Outfit for Aunty Osama.... and the best idea (subjected to the Kiasu council approval) was to dress her like the OSAMA... with a 'Jubah', 'Ketayap', 'Sarban' and jubah with a moustache and beard drawn on her face!!!!! .......... ala the real OSAMA!!

With all fingers crossed, I drove impatiently to Padang Merbuk and arrived at my regular timing 5:35pm... I got out of the car and almost scream to make the announcement until Farhanah whispered, "SHOBHA IS HERE!!!!!!!"

I did not believe Farhanah and screamed SHOBHA!!! SHOBHA!!!! ...and when I saw her........  That was a mega anti-climax!!!! but my heart beat is still drumming fast....... for I may need to train on Monday wearing the BAJU MELAYU!!! ..........if Kenny make an appearance!!!!!!!!!!! the time displayed 5:38am........ and the clock ticking and taking its own sweet time counting down to 5:45am!!!!!!

COUNTING DOWN... .......................

Finally........... its 5:45am SHARP!!!!!!!! AND KENNY is nowhere to be found...........
KENNY is ABSENT!!!!!!!!!!!!!!!!!!!!!!!!!!! * singing happily*

We had too much funtabulous time and many recruits fell in love with the Sandbags during the last session.. and the trainers literally believed it and today was not just another sandbag day!! but today is all about LOVING & HUGGING THOSE SANDBAG.

After a good 5 minutes warming up session, everyone had to pick up a sandbag and gathered at the field. The session began with 5 sets of 20 seconds workout and 10 second break per set of the followings:


LEG WORKOUT with Sandbag
a) Hug the Sandbag Truster. This was performed with the starting position standing with the feet shoulder width apart and hugging the sandbag with both arm at chest level, we did truster
b) Hug the sandbag lunges

CHEST WORKOUT with Sandbag
c) Push up with the chest touching the Sandbag
d) Diamond push up with both hands on the sandbag

JACOB'S ABDOMEN WORKOUT with Sandbag

a) Military sit up with Sandbag

b) Flutter kick- Kick the Sandbag sit-up (NEW) - almost similar to Jack Knife but the arm is stationary while holding up the sandbag above the chest. With arm straight parallel to the raised 90 degree leg position, kick the sandbag (moving from the hip not from the knee) with one leg at a time.

After the flutter kick, the rangers, seal and delta took turn to sprint while hugging the Sandbag for approximately 200 metre and while each team took turn sprinting, the other 2 team perform (c) below. While I was struggling to have the Perfect Form... Sarge Sim came nearer and said, "Armin why are you like a cry baby?".....

c) Jack knife with both hand carrying the sandbag

The session ended with a Pistol squat or the killer one leg squat that was performed before warming down.

For CK Chun's additional knowledge of what is the Scottish kilt (inc what is beneath),.... Stay tune for the Original Bootcamp 'Training in Scottish Kilt' on Monday.....

HOOOOOYAAAAAH!!!!!!!!!!!!!!!

Other ref:Kiasu 7, Kiasu 6, Kiasu 5, Kiasu 4, Kiasu 3 (timing),  Kiasu 2, Kiasu 1,  Bootcamp 13, Bootcamp 12, Bootcamp 11, Bootcamp 10, Bootcamp 9, Bootcamp 8, Bootcamp 7, Bootcamp 6, Bootcamp 5, Bootcamp 4, Bootcamp3, Bootcamp2, Bootcamp 1..
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EPF SCAM?

UPDATES:

Please read the comment received this afternoon @ 12:58pm at the bottom of this article (click on the comment section) from Nik Affendi, the Senior Manager, EPF Public Relations. In short, the rumours and the emails circulated on cyber space is UNTRUE!!

"EPF PAYS DIVIDENDS FOR SAVINGS RESERVED UNDER HOUSING LOAN MONTHLY INSTALMENT WITHDRAWAL"

Please delete immediately any such emails if you received and spread the TRUTH to all.

To Nik, thank you for the quick & swift respond.

Thank you

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There was an email circulating on cyber space of an EPF (Employees Provident Fund or KWSP) scam involving Account II. Apparently, the government in the budget 2008 had allowed the withdraw of Account II to service the monthly housing loan repayment to ease the burden of the public. None of those that I knew had ever withdrew any funds from their EPF Account II for this purpose but I wonder if there is any truth in the email circulated.


According to the email, you only need to provide EPF, the housing loan & the installment details from your bank and the bank a/c number that EPF needed to bank the monthly withdrawal into. EPF will approve the application based on the available amount in the A/C II and compute the withdrawal period by dividing the approved amount with the monthly installment amount.
The application process takes approximately a month and the monthly payout will be paid promptly into the designated bank account!

Everything appeared to be smooth and simple but this is how the so-called alleged scam work. 

Assuming there is a RM100,000 in the A/C II and the housing loan monthly installment is RM2000/mth.

EPF will approve the application of withdrawal from the A/C II of RM100,000 and bank-in (at your designated account) the  RM2000/mth for the next 50mths. Everything appears to be in order BUT....... What EPF did not highlight is that when the application was approved, the TOTAL AMT from account II (RM100,000) was removed!! It appears to be transferred to an unknown a/c to effect the monthly payment from therein.The impact to the member are as follows : 

1. You just lost all the balance RM100,000 from your A/C II. Assuming the KWSP Dividend is 4%, you will lose  RM4,000 in dividend during the 1st year. Based on the above example you will lose  RM10,000 over the 50 months period! 

2. There is no statement of account for the amount approved vs. amount paid, hence you would need  to keep the monthly payment voucher to reconcile against the approved  amount over the 50months period to ensure there is no missing amount! 

Assuming there are 100,000 members who innocently applied for the EPF Account II withdrawal to pay their monthly housing loan and based  on the above example, EPF would have cheated the members of 100,000 X RM10,000 = RM1,000,000,000 (that ' s RM1 BILLION) over the period! 

Furthermore, if you discovered the removal of the whole sum in the Account II, and intend to stop the plan, EPF would not  allow any cancellation of the plan until for at least a minimum of 1 year. That would mean, once the application is approved, based on the above example, you would have lost RM4,000. 100,000 members would have lost 100,000 X RM4,000 = RM400,000,000 (RM400 MILLION)  in One Year!!! 

I hope this is not true and part of the opposition's dirty technique to discredit the Government in which case, the government should explain the mechanism to the public to avoid any speculations and rumours but if its true, if you are affected, please raise the issue with your local MP to bring it up in Parliament.

All the best....

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