I sat stressfully at my office buried in piles of paper work and reviewing the endless schedules of meeting when i received a Skype message from my sister Emi. It was merely a reminder for me to attend a medical check up for an insurance policy. I have been ignoring emails and sms's from Mahadi, CIMB Wealth Advisers whom has been pestering and reminding me to go for medical check-up for a life insurance plan that my mother is subscribing for all her children.
He too failed. The policy was rejected and i gave up completely. Since then, anybody from any life insurance or so called wealth advisers whom contacted me... i would just denote, "Don't waste both yours and my time... unless, you can 'guarantee' that you can get my insurance plan approved!".
Two weeks later, i received an email informing me the insurance plan was rejected!
However, if you do fall sick, to the insurance company's dismay, you will benefit from the coverage.
I was fortunate to be diagnosed with leukaemia before my 18th birthday, hence, the Malaysia government bear the medical expenses (for leukaemia and the Bone marrow transplant) because my father was a loyal government servant... otherwise, we may have to auction our home, car and utilised all savings just for me to undergo the Bone Marrow transplant. The cost of the Bone marrow transplant operation was closed to RM300,000.00. In 1990, the Bone Marrow Transplant surgery was not available in Malaysia.
Ironically, the majority of Malaysian still do not have any insurance planning for their future. I urge everybody to seriously consider some form of life insurance or savings plan before its too late................
.